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Posted at 11:01 PM on Mar. 2, 2009
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You don't need to be a large corporation to have a business plan. The truth is, all businesses should have one. Not only does it give you a purpose and goals, it also signals to the world that you are serious about what you do.
To give you a personal example: a few years ago we were trying to refinance our house for a lower interest rate. Since my husband is disabled, I am the main income producer for our family, but being self-employed it thought it would be difficult to find a lender without proof of income. The first lender we went to looked over the application and tax forms I had, then asked me if I had a business plan - and because I had one, I was able to get the loan.
So... to start this thread... how many of you have a business plan, or have thought about writing one?
You don't need to be a large corporation to have a business plan. The truth is, all businesses should have one. Not only does it give you a purpose and goals, it also signals to the world that you are serious about what you do.
To give you a personal example: a few years ago we were trying to refinance our house for a lower interest rate. Since my husband is disabled, I am the main income producer for our family, but being self-employed it thought it would be difficult to find a lender without proof of income. The first lender we went to looked over the application and tax forms I had, then asked me if I had a business plan - and because I had one, I was able to get the loan.
So... to start this thread... how many of you have a business plan, or have thought about writing one?
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Posted at 5:57 PM on Mar. 3, 2009
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Do you have an example of a business plan template. If so could you email it to me at cdkigler@verizon.net. Thank you
Do you have an example of a business plan template. If so could you email it to me at cdkigler@verizon.net. Thank you
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Posted at 4:26 PM on Mar. 5, 2009
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I need to prepare one. Any info will be great.
I need to prepare one. Any info will be great.
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Posted at 7:20 PM on Mar. 6, 2009
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Donna you have really put a lot on my mind if you have a business plan to share or a template please share email it to me at daycarebaby@gmail.com....Thank you so much in advance..Missy
Donna you have really put a lot on my mind if you have a business plan to share or a template please share email it to me at daycarebaby@gmail.com....Thank you so much in advance..Missy
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Posted at 6:34 PM on Mar. 7, 2009
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Donna, have you done a business plan? I need to write one soon... purpleangelgirl7@yahoo.com
Donna, have you done a business plan? I need to write one soon... purpleangelgirl7@yahoo.com
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Posted at 1:34 PM on Mar. 9, 2009
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Sorry... I have had some personal issues to deal with... We can all do this together. I will post the steps, then I would like you all to provide some feedback.
Step One:
Statement of purpose: this is a brief statement (one of two paragraphs) explaining your business. Pretend that someone just asked you to tell you about your business - what would you tell that person? Your statement should include:
1) What your business is: family home; large home; center.
2) Why you are in this business.
3) Why this type of business is needed.
Sorry... I have had some personal issues to deal with... We can all do this together. I will post the steps, then I would like you all to provide some feedback.
Step One:
Statement of purpose: this is a brief statement (one of two paragraphs) explaining your business. Pretend that someone just asked you to tell you about your business - what would you tell that person? Your statement should include:
1) What your business is: family home; large home; center.
2) Why you are in this business.
3) Why this type of business is needed.
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Posted at 2:11 PM on Mar. 9, 2009
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Donna, you're a lifesaver! Thank you for taking the time to teach each of us how to do this!
Donna, you're a lifesaver! Thank you for taking the time to teach each of us how to do this!
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Posted at 11:54 AM on Mar. 10, 2009
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Hope all is well with you Donna just to piggy back Joyce THANK YOU so much for taking time to help, your time and knowledge is greatly appriciated. I have done step one can't wait for the next step.
Hope all is well with you Donna just to piggy back Joyce THANK YOU so much for taking time to help, your time and knowledge is greatly appriciated. I have done step one can't wait for the next step.
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Posted at 12:46 PM on Mar. 10, 2009
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thank you Donna. Pray and Praise!
thank you Donna. Pray and Praise!
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Posted at 7:21 PM on Feb. 1, 2010
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just coming across this discussion...i was in a car accident 2 weeks ago (i am fine) and my car was totaled...our credit is not so good and with the unexpected need to purchase a car the bank is asking for all this paperwork for the business that i do not have and he wants it from an accountant....i have been researching everywhere...excel has some wonderful templates!!! i need to do this!! Donna...can you point me in the write direction? I do plug my info into "QuickBooks" ugh!! i recommend plugging in #'s quarterly and not at the end of the year!! lol
just coming across this discussion...i was in a car accident 2 weeks ago (i am fine) and my car was totaled...our credit is not so good and with the unexpected need to purchase a car the bank is asking for all this paperwork for the business that i do not have and he wants it from an accountant....i have been researching everywhere...excel has some wonderful templates!!! i need to do this!! Donna...can you point me in the write direction? I do plug my info into "QuickBooks" ugh!! i recommend plugging in #'s quarterly and not at the end of the year!! lol
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